<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.nzherald.co.nz/whanganui-chronicle/news/kevin-page-decluttering-the-house-is-music-to-my-ears/MDMCOHHQKBGWZBDCHZJURVWLTY/</loc><lastmod>2023-12-31T23:17:30.303Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/AZYQ6ZNLTZB5RORNDO64W7XJ5M.jpg?auth=4ce4d6edb318f8ad8499293e6ee87a53225d5ed42b26884e87061cb84b344f3b&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Kevin Page is on a mission - a decluttering mission. Photo / 123rf]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/holiday-road-deaths-equal-last-years-numbers-with-two-days-to-go/6XST3VKQOJEXNKV47DXYSSV57M/</loc><lastmod>2023-12-31T23:01:22.308Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/KDGM2QTA3RBRVLUY7MK32JNGR4.jpg?auth=9d9bdee2c5f2375e132d9e2bde6777e3842cfe8d6c5ffcb09b7f28c3b5840564&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Brayden Tawa died in a crash between a car and a truck at Mount Maunganui. Photo / Facebook]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/hawkes-bay-today/news/music-light-crowds-and-dancing-usher-in-2024-for-napier/DPXEHPJOE5ADZCI2HPBKXMICSA/</loc><lastmod>2023-12-31T23:01:12.733Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/NZSUMIPKJJC3XDEVODXCGGY4NU.jpg?auth=2d20d9a126f36da7a4cb826ee16a4b26a78be6bfcbaf3b5d870cf0f77cfd0758&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Napier Sound Shell crowds sit under the last sunset of the year. 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Photo / Google Maps]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/is-everything-we-know-about-fatness-diets-and-healthy-eating-wrong-chewing-the-facts-podcast-investigates/WVYMDCJY7BFMZEXCEC6AXM4HNM/</loc><lastmod>2023-12-31T23:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/4H6GDQZOAVEOVB3VO7PX7C2Z6U.jpg?auth=b1adf37e8a9043a0953913712466db8596bf2cd35a2de3bc40f758dba5984318&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Chewing the Facts podcast host Sasha Borissenko. Photo / Dean Purcell]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/herald-summer-quiz-january-1-new-years-day/N24TWFQXVBA45IOOOF67OO2SSQ/</loc><lastmod>2023-12-31T23:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/3YBOXPR2MBDJLEWJJEJBQ5MR7Q.jpg?auth=85fe4092e24ef778f1c2ebed94ccbfc1355ce6fafa246ea2b2520c6aa3512b6c&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Who danced in the dark with Bruce Springsteen in a 1984 music video? Have a go at our Herald Summer Quiz. Photo / AP]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/tennis/asb-classic-swiss-player-lulu-sun-in-discussions-to-switch-allegiance-to-new-zealand/HYBC7FZLK5F6ZA3XYFXV3DVAQA/</loc><lastmod>2023-12-31T22:30:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/47ALGAF5AZGSHGQMWTCYRB6L5M.jpg?auth=433cf8e8946e76e475a8e04682a40b9ef85d4d51f37eb12af9eb92558390568d&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Lulu Sun has a career-high ranking of 189 during her two years on the WTA Tour. Photo / Getty Images]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/ufc/conor-mcgregor-v-michael-chandler-ufc-star-reveals-return-to-the-octagon/P7NZMOTZQJDXBEQLIQFZSHSXGE/</loc><lastmod>2023-12-31T22:05:31.018Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/AEF2UYUSCZGCVMTLVI4YTO3SZA.jpg?auth=9168882c5fef567172d30003d9f89b8ceb66b01b8cdea015478af197dfddafba&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Conor McGregor hasn’t fought in the octagon since 2021. Photo / Photosport]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/business/economy/summer-questions-suncorp-ceo-jimmy-higgins-takes-stock-after-weathering-a-massive-year/RTRB6TWYURAO7F36Z6MATCPOMM/</loc><lastmod>2023-12-31T22:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/RFI6EAJTWZET5KJ53MMJFKAEMA.jpg?auth=fee8caa29f6467f47274a0206dddce4851d1e24573e7d8d2a7ba5a908540d8c1&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Suncorp New Zealand chief executive Jimmy Higgins worries about government, communities and businesses moving on with their own agendas post-Cyclone Gabrielle. Photo / Supplied]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/four-days-of-fine-weather-needed-for-safe-swimming-after-storms-scientist/Q7AR4U7QBVHHHGWH2TQGK655PA/</loc><lastmod>2023-12-31T21:42:18.357Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/HHIPBAZR4ZDSHBS7DMOEEMKMAM.jpg?auth=0787400513e566ccde652478fd899defaa144093a2c23db133f300c9ea9d5ef2&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[A public health warning sign at Mission Bay beach in late September 2023. Photo / RNZ, Jordan Dunn]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/entertainment/rhythm-and-alps-review-synthony-kaylee-bell-and-benee-how-wanaka-welcomed-in-2024/2U2MPXG67VAVBJFTOEHJSNHD5E/</loc><lastmod>2023-12-31T21:37:55.904Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/4N5QK6JP2BE7LKTJSEFJVY5Q5I.jpg?auth=8fce95699b62728ff4d4a620507ab493f5ce594819548492b49b9d24f13d6033&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Rhythm and Alps in the Cardrona Valley has become a cherished end-of-year tradition. 
30 December 2023
New Zealand Herald Photograph by George Heard]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/promotions/be-into-win-one-of-four-250-prezzy-cards-with-businessdesk/PPIQLHGNSRH6PGIR4UCMNYISZE/</loc><lastmod>2023-12-31T21:15:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/P7WYL7YVG5HGHFU7RGRTCUMX3Y.png?auth=713f97b00ffae2c95eff083bcabc0cbee863813f0b4f1f99aab2c8b265dc5d61&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[BD Fieldays]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/bay-of-plenty-times/news/how-savvy-kiwis-are-getting-onto-the-property-ladder-and-who-is-helping-them/WDWFBSFBU5BRLNK7ZQVHPKEPXA/</loc><lastmod>2023-12-31T21:14:42.540Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/QZE45KQIABHTPMVPU76DKGFIWM.jpg?auth=cc316ae4c363b8c002368f1b854732b0cefceaeba3cc1bec61a6900e6cd6cbd8&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Ana and Manu Pasi bought a home with the help of the Doing Good Foundation. Photo /  Alex Cairns]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/world/israel-hamas-war-israeli-strikes-in-central-gaza-kill-at-least-35-as-netanyahu-says-war-will-continue-for-months/5JJBXJAWERFOZN5KHIYGECMSC4/</loc><lastmod>2023-12-31T21:14:21.956Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/T3R6R5GRMBANTPJ3ERSOGMFWPA.jpg?auth=815ec5a2b6e3dc187cc5c13df45e040f051348c5b3d2697fb4863f64880b5bbe&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[A Palestinian child looks at the graves of people killed in the Israel bombardment of the Gaza Strip and buried inside the Shifa Hospital grounds in Gaza City. Photo / AP]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/rotorua-daily-post/news/how-mountain-biking-and-cycling-stars-are-growing-world-champs-in-rotorua/MZJGE2VK6FHK3FLRPL2LUQLWGE/</loc><lastmod>2023-12-31T21:14:04.773Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/L2YU3B5EZRBHVA7PGAWOC23UOA.jpg?auth=2c31a76a5cffd7bbc029664f3b649e94cb682659b23d9d5f9d3d73137a797166&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[The NZ MTB Academy is giving the former professionals a chance to rub shoulders with the future champs. Pictured (from left) are Tuhoto-Ariki Pene, Julian Dean, Sam Thompson and Sammie Maxwell. Photo / Andrew Warner]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/hawkes-bay-today/news/to-the-person-who-opens-this-case-of-apples-the-letter-that-created-friendship-between-france-and-hawkes-bay/RV52KWQNMZH2XPAPNFK6IUGZHY/</loc><lastmod>2023-12-31T21:08:25.418Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/BLOQYAXKPVHRTMRD2LO4V74LJQ.jpg?auth=7180930ebb65b06ca7d77555f7c88241336a3082fd43ccbacc77b7663955fed3&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Pen pals Christelle Champagne and Paula Burden with the saved stamps. Photo / Paul Taylor]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/hawkes-bay-today/news/unique-hawkes-bay-holiday-homes-rabbiters-cottage/LBTBWFGN3JFRXIV4XSZBCWF6UA/</loc><lastmod>2023-12-31T21:04:18.887Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/ERIXWXH52BAPDNZ7WFXBF2WWK4.jpg?auth=5914585fba070c0ca11ee60c1556cc44678580bb5d990478fd01c7587b43e119&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Edward and Rochelle Palmer offer a stay at the historical Rabbiter's Cottage on Te Aratipi Station in Maraetōtara.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/lifestyle/sleep-divorce-why-more-couples-are-choosing-to-go-to-bed-alone/GHZ5DXA27JCRBGAWAMLEXZVU4M/</loc><lastmod>2023-12-31T21:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/4FZ5IHSKDRGGPLPSGLNKKYWFMA.jpg?auth=27bfc36b4877d423f69aa57e4db7b7640c7102f5fd132b6785ea007d70d4632e&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Sleep divorce is on the rise. Photo / Getty Images]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/bay-of-plenty-times/news/australian-mushroom-deaths-how-to-safely-forage-for-fungi-in-new-zealand/D5TUX32R7RBCTEAHSRYH6B3K6Y/</loc><lastmod>2023-12-31T21:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/ZP6OGJCGYMWLGQR7RAW4KCGPGE.jpg?auth=2601234013c9208e6df6c0c6314412d51287349edae2162fc6a1ee77a03af4cc&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Sharn Steadman has learned about growing and foraging for mushrooms and is passing on that knowledge. Photo / Stuart Whitaker]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/football/lionel-messi-argentina-plan-to-retire-number-10-shirt-to-honour-football-great/EQ64HYAYIBBELKTWZWQBFNIK44/</loc><lastmod>2023-12-31T20:45:55.364Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/H4OOJFCN7ZGA7F22734CH4W2JE.jpg?auth=b36449f7d4085ce12c38e217c75c6eff687ed24cac8cfb0a1c8e513c7595603c&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Lionel Messi kisses the World Cup trophy. Photo / Photosport]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/hawkes-bay-today/news/hawkes-bay-today-harvey-norman-hastings-canon-nz-summer-photo-competition-the-latest-entries/YA5YWFT2PFC2DCLUIIEVHQF4PU/</loc><lastmod>2023-12-31T20:43:16.746Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/U767UST5YZG7VNKGFLZ5YHZ35Q.jpg?auth=760127bdf5f0dee98285f4e8796e9ef6b4a7b70256936109829c3bb4aa32887e&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Fishing food and gulls at Ocean Beach. Photo / Nikki Middleton]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/world/xi-says-china-will-surely-be-reunified-with-self-ruled-taiwan-in-new-years-address/JRS6J7PWSNHO7JQ35VTYEY5ZCU/</loc><lastmod>2023-12-31T20:26:33.999Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/QG3PJPYRPVGIHNAIOUYOYMMMNE.jpg?auth=0d019be09ee94ad7883dda06e78b0b6a809e058523f74e1922ef9374ea4e644e&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[In this photo released by Xinhua News Agency, Chinese President Xi Jinping delivers a New Year message in Beijing to ring in 2024. Photo / AP]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/one-critically-injured-in-incident-in-mt-roskill-auckland/OBMG4NSRYVBZNMFNMY7URUHUUQ/</loc><lastmod>2023-12-31T20:17:00.236Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/NM4SUDZEQFHV7FHHNZH7G4JZJY.jpg?auth=431c73551ef2a2cec37925d2272984df292996aa2666d8488af94c3a340fe2fb&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[An armed police officer stands guard at the Mt Roskill summit after an incident just before 1am where a person was critically injured. Photo / Hayden Woodward]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/world/russia-ukraine-war-putin-lauds-russian-unity-in-his-new-years-address-as-ukraine-war-overshadows-celebration/OD4THHOSZREENLCFBYHEM75ELQ/</loc><lastmod>2023-12-31T20:15:14.188Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/GHAASM7TOJFP7LGHWNTQHV3QMY.jpg?auth=21961278ac63829046867b5bc9cbc89be79956cfef3736d20b6d546cb14a12de&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Russian President Vladimir Putin visits an exhibition dedicated to the key events of the outgoing Year of Teachers and Mentors at the Kremlin in Moscow, Russia. Photo / AP]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/entertainment/kanye-west-and-wife-banned-for-life-from-boarding-venice-boats-after-indecent-exposure/3A7BMWEHBNDVHLJ7A6O3ECOQYY/</loc><lastmod>2023-12-31T20:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/2ZEH5DVGBVBC5LTVIN3N67N2VU.jpg?auth=6a473fc781503717cc034720a153ea0f8b0ee6b964b9f1cff04a302eece05ba8&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Kanye West and Bianca Censori. Photo / Getty Images]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/tennis/asb-classic-coco-gauff-reveals-catalyst-for-career-defining-season/LYTOZQT6ERB3HIEAU672G4JVC4/</loc><lastmod>2023-12-31T20:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/GTFLR5OLBFFABJ4SIECCQI4EAU.JPG?auth=8ae67364e153021335430c0723b44bc14904904be7e787e681a9d184bf8fddf8&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Coco Gauff waves to the fans during the 2023 ASB Classic. Photo / Photosport]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/business/companies/construction/commercial-industrial-property-where-to-for-rents-occupancy-returns/WKJG5KC4LRBHLMSU3GG77XWCGU/</loc><lastmod>2023-12-31T20:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/6HCG2PNZEWTHU3BSS74EUPMQMY.jpg?auth=35dbe7c6d45e5564f2b032d2ae55ba97ee06fb994d98e1898f0bd4469dcec11b&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Key investment sector - commercial property in Auckland's CBD.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/entertainment/dame-joan-collins-reveals-horror-injury-that-left-her-unable-to-move-for-2-months/6TBTDL6UX5FUTPAF3RZQYBQTDA/</loc><lastmod>2023-12-31T19:06:46.870Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/QC63GJTJZRBRHM4BWKQHVVNP5I.jpg?auth=b39d4dfe9ecedd1cf77c510e9cb8bebb712fd817e2a16cb87f32afa12fadc910&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[An injury left Joan Collins unable to walk. Photo / Getty Images]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/travel/save-versus-splurge-egypt-for-big-spenders-and-the-budget-conscious/L4AHXR65P5HPPDAAUEQWRUFA3M/</loc><lastmod>2023-12-31T19:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/IF5AZDA4DJFRFM3CQMPA2UG5UU.JPG?auth=61f05d2df74c652cb019bd3885347610afb5368b50b99bed9cadd0ba008018e6&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Have a luxury holiday in Egypt and stay at the Marriott Mena House Cairo. Photo / Marriott Mena House Cairo]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/lifestyle/queen-of-denmark-announces-surprise-abdication-live-on-tv/KFYXEVEMQBDH7GDIB5J563DVUM/</loc><lastmod>2023-12-31T18:22:24.199Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/EGHGBUVBQJBFVKPL6EQAFHMLZY.jpg?auth=83adfdaa444ec78772c999603e6bc39a8d30c21549e58581fc410f5e319e5f48&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Queen Margrethe II gave a New Year’s speech and announced her abdication. Photo / Ritzau Scanpix via AP]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/racing/dont-stop-dreaming-to-keep-targeting-four-year-old-races/6XFSSNWMCNBELMJ5JCGD6UHNKA/</loc><lastmod>2023-12-31T18:03:12.289Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/YVLRLB64SJFIVGOSMHNP7B54AQ.jpg?auth=730d14468d1e804b54a774e5e5620bdc9cac57268fa5c6d0a9417c38f3430fcc&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Don't Stop Dreaming winning at Alexandra Park on Sunday for driver Tony Herlihy. Credit: Trish Dunell]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/football/epl-results-arsenal-produce-worst-performance-of-the-season-tottenham-closes-in-on-top-four/DCPA33RSYFA3VHSGYINIU3MYOU/</loc><lastmod>2023-12-31T17:50:19.157Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/ZYEQXHC3AREQPASML3YYLKAF2M.JPG?auth=d25224bcf777fabd34611c2835de919c3255c2b5899e09e9479e2cce5617acc0&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Fulham's Raul Jimenez celebrates after scoring his side's first goal during the English Premier League soccer match between Arsenal and Fulham. Photo / AP]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/melissa-hoskins-death-cyclist-rohan-dennis-in-custody-over-wifes-death-reports/BY3NDNKDFRFTRG4B6DQPE5XCII/</loc><lastmod>2023-12-31T17:19:51.981Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/C3BLDTOQA5HJLDS5523OYEPMUI.jpg?auth=52adb72e5b8b0e7961f63344264c06a75a1f04cbfc37bb5a213c906b595a605f&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Rohan Dennis and wife Melissa Hoskins. Photo / Instagram]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/northern-bass-music-festival-dampened-by-rain-mud-flooded-tents/PS3F3RNUORCILGCCTY4O5ASZZM/</loc><lastmod>2023-12-31T17:18:28.343Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/XMD2XKAXQZB63IUOTW7GJIHTOY.jpg?auth=774031a41ba424cbeb957be3c7af0ce1f62103c768915c64265f6ab825a8b66d&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Images from Northern Bass music festival in Mangawhai, Northland, show festivalgoers trudging through a quagmire.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/herald-summer-photo-competition-day-seven-entries-vie-for-camera-prizes/HGYNLDWZ3JA5JEATQSCOS6OF4A/</loc><lastmod>2023-12-31T17:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/VGKHX2QUGZFY3EFGUOJ5G3BCGM.jpg?auth=cf91fbcb3aa48e23a4c2837b93f3a59301dd7fab2f18b7372bd53fab45905c14&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[High five Santa. Photo / Jeff Harris]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/hawkes-bay-today/news/hawkes-bay-ready-to-kick-start-2024-with-a-fresh-start/QOK5K2D2ONHQBHYBOI42K3Y5XA/</loc><lastmod>2023-12-31T17:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/UVS5FAPSHJBSRGH3VYNYT7MVTA.jpg?auth=262b9ffd82b1102c36e307d3c4ab3a7af1c61ef6ab57b3b761fbd629bc53a854&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Diana Kirkland is ready for 2024. Photo / Paul Taylor]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/hawkes-bay-today/news/first-week-of-hawkes-bays-2024-a-belter/TG7PFVBX7NEJZB3W2IWRICFRIM/</loc><lastmod>2023-12-31T17:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/KKQZGRDDQNAXVEQJYPPJO5OLL4.jpg?auth=bc2512c162ee9ed02c247b96163d3155f4fc962f56b10d2fe835129687b954e7&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Cooling down with a kayaking adventure on Lake Tutira. Photo / Connull Lang]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/sport-in-2024-the-15-must-watch-sporting-events-this-year/QXUHIC4Z5BAW3IWX6KA43FWAQY/</loc><lastmod>2023-12-31T17:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/NTLY323FJRGNVOWBT6FB6GKGOY.JPG?auth=7fb3d7bac0b1fc858ecbecb9de24a1352658ebf747b900e36a2411fb4c99f2a9&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Dame Lisa Carrington could add to her golden tally at the Paris Olympics.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/lifestyle/summer-reads-when-your-hangover-has-a-hangover-what-leads-to-multiple-days-of-misery/Z4VGLX3SURGGJOT2NW2Z54YQ2U/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/5HXPFFAW5WFJXN5WHXC2LX43U4.jpg?auth=dfd220d4a370a3b3ea07ec40b5a375407b9c0e7e17d5be2b3fc9e12423528455&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Researchers are still untangling what leads to multiple days of misery, and why some people are more susceptible. Photo / 123RF]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/northern-advocate/news/northlands-top-five-food-caravan-owners-reveal-the-secrets-to-their-success/G56JKRG5LJED3ABGHFBA5UCAO4/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/2QQN2BPQUVEI5DRMSKO2JHYHCU.JPG?auth=56eaab6e626dc1157fca36f82034ae6fec94074a16000861a1950ba20bc87eef&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[There is so much good food to be had from Northland's many food trucks and caravans.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/the-future-of-education-virtual-reality-schools-bring-lessons-alive-with-vr-tech/B346FXINNJCJDD2GQR6GG2DPKY/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/GPWK4W4HZNBXVOTYXCLHFHCKJA.jpg?auth=a099fe955de3794ae8542e695c5cbb461216d7f88acbb7308939cc4525b477a4&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Students from a Year 7 class at Whangaparāoa College use VR in class to learn about electrical circuits. Photo / Ben Dickens]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/northern-advocate/news/highway-service-centre-near-waipu-could-devastate-the-rural-northland-town/KE6ZOVJQBVF6VAGMLRXT7PKP2A/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/ODXZTJP7MNG5PLOSIC7I3IQEXQ.JPG?auth=45c9503111c1cf17ca266cab6549babd8263545b5c7e915d8397d60d686bcdd7&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Gas Waipu owner Craig Bucknell says the proposed Waipu Gateway Service Centre will destroy his business, and likely many others in the historic settlement. Photo / Denise Piper]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/guy-bodys-cartoons-january-1-31/RZEC6IQSCBGTFANXFVRD7JZ4OY/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/25E75I2XPBG63PWVD343PO4M6U.JPG?auth=4924191f89dcff6830f3623ca452dc1071f9576e25168d3a38ab55bd25c1cb3e&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[January 1. Illustration / Guy Body]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/editorial-a-new-dawn-a-new-year-in-which-many-unexpected-things-might-happen/CURW5VXLIZD6POBJNOR3OMUCWI/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/AG33EGCJGOUUOE6S5TLSS2I5FI.jpg?auth=2ffadddef22013cd03b6393dabf730fa2079acf1d1360166d303a1b097e84ffd&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Many unexpected things can happen in a year. Photo / Michael Craig]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/new-year-events-and-festivities-around-the-country-dampened-by-downpours/JT3YLA3PCFE4TDBUILPSQWIXYY/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/FM5AOR4CL5EOBHRIEMRI6EWURA.jpg?auth=e77774faf76b4755de51102680e221f5a4909088719fc42a62579b73f232213f&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Fireworks from the Sky Tower in Auckland City on New Year's Eve 2023. Photo / Hayden Woodward]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/letters-balance-of-payments-deficit-concerns-climate-change-covid-data-comparisons/O3BFTHE3BJG6XEGRCKEMCMTLNU/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/3FMM7OTD4VA6RMKTHRH2QEDHVY.png?auth=86c09b0c2f99a08004d31f72852f3957e48c596a20045f9b3808031fbd7d2044&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[New Zealand "must welcome as many tourists as possible and export whatever we can" to get the country off its slippery financial slope, a correspondent says.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/business/personal-finance/how-to-watch-your-pennies-in-2024-cooking-the-books-podcast/FEUADCEI7JFHFLKX6MM7IFAJGM/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/RKM3XJ6ULZC7HIJR3RIPF3CBC4.jpg?auth=059609edb2cc3b885254d7c4b36e4add32630f761618af1f39b8a2eadb9109b4&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Get ready for what's next financially. Photo / Getty Images.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/whanganui-chronicle/news/whanganuis-glassworks-facility-could-relocate-in-2025/X7CVPUUHNFFTHN5CXPOA2OSFIQ/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/WP46NLJNMBH23VD3MFBYT2HGRY.jpg?auth=be58419baa70777ad8381d99bc0de8bcd797ae788419e66b01efd2611cd2a88c&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[The lease for the building is set to run out in 2025. Photo / Bevan Conley]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/whanganui-chronicle/news/whanganui-golfers-play-151-holes-in-a-day-for-cancer-society-fundraiser/ET25QUSQ7JE57KLS6O5DWXSRYI/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/IZEBPKSFFZEQNGZSQF44FLI2AA.jpg?auth=40d663fa907f696b684d9e1c63f50f3abc391e0a1fb335aca80013a968764a83&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Whanganui golfers (from left) Jack Donaldson, Ryan Donaldson, Rodney Donaldson, Sheldon van de Worp and Ryan Balsley.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/fletcher-hawkesby-on-beating-testicular-cancer-at-17-and-living-it-up/M2HY4ZLIERAVPE5EYTIYBRXQVM/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/HVWJ7M75UZEVHDJA5YPUK6B6WY.jpg?auth=c14976ad8c01d32298f819036e579f3250df702a702e3cd9416b537829c06fe3&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Fletcher Hawkesby was diagnosed with testicular cancer at 17. Photo / Michael Craig]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/gangsters-paradise-inside-head-hunters-luxury-overseas-trip-of-a-lifetime/EYRXJRN3PBA27FGGIAFN6KUEQA/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/KKXP2G42TJEIHJKB56SL6WOOIA.jpg?auth=08b7914bbea0a071edbe2690f131fb7184f84bb02fdd155c75e50278ad910d80&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Five members of the Head Hunters gang posing poolside at their hotel in Cambodia. Photo / Instagram]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/business/companies/airlines/sky-motion-how-to-travel-without-going-anywhere/AOOJHCUCRJBUJI4H4M6P2SNSAM/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/I4CYGMPCHFHKDGKTVGBDC6OAMA.jpg?auth=6d24ffbc42ab489b0b0ff40fdf535758d43bb9a2a8d582d77b9d04e636a15b59&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Soraya Sarwary and Sean Mascarenhas of virtual reality business Sky Motion. Photo / Brady Dyer]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/lifestyle/one-day-youll-thank-me-kiwi-mum-stung-by-childcare-fees-reveals-sacrifices-and-clever-cost-cuts-she-makes-for-her-kids/O5JCKTQLGNFYRHL7BXMBKYH6FU/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/ZEV4GSYPAZDIJJFJXMXCM5PWNQ.jpg?auth=9599a9ff0a84269b2bd2aca58803bd803452397771d3f765eee7183042288a6b&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Anna Catley, 31, from Napier, has shared her tips for cutting costs when you've got kids.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/northern-advocate/news/short-story-competition-northland-students-entries-impress-judges/2UDUAJP6UFAVPDEHSXGEZV42W4/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/MH2HUVCPVNBQXF6PX4K22ANDM4.jpg?auth=3377588d1da54176b789a85ac96c9384fae84b54d0ab7946c200d7b21dd568dc&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[My mind refused to think clearly, almost as if someone had grabbed my thoughts and scattered them, leaving me to pick up the pieces.  Photo / 123rf]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/whanganui-chronicle/news/rob-rattenbury-years-seem-to-be-rolling-around-much-quicker/PCNY6VCH75ARPHL34QWWHG4H3M/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/HBB5ZPSDIJHVJCT53YO4NMPSZI.jpg?auth=62b9b276d16cd1364478dcf03df56ecec82c14858aee8e468129ac32f915e8bf&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Whanganui's port is undergoing "a huge transformation". Photo / Bevan Conley]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/business/sasha-borissenko-are-trusts-only-for-the-rich/5KQ5N2RE4JF7NEATEADBRXPC3U/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/TNASUQWY4VBRBG6OEUERRVCMBA.jpg?auth=391db8876ec54280fb1ab355434931e569b6ccde55970d3e463e3fc6a880235c&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Are family trusts still worth it? And what do they involve?]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/racing/horse-racing-at-pukekohe-headache-heading-for-top-trainers/RYL6QGOJIZG2BJ7TGQFK5CXAQM/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/JLUQFKSIAFFSTMP2T6F6CGKVBA.jpg?auth=ef4a9f0671eba26a6b398ff19b53494153be62638f7a325f7d7a9736d5fd30c0&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Terra Mitica. Photo / Supplied]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/northern-advocate/news/far-north-community-extend-condolences-to-family-involved-in-quad-bike-swimming-hole-tragedy/7J5VCUXNNBBTXAHIQQDQQXTJ2M/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/OPXX6GHZQJDKBIKTK7KUSGS6CY.JPG?auth=2a4fdd455f7cba3d2b15c870ea4bad55a99358c5681d9eef6e4d1f6e8d16e6dc&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[The Northland community have extended their condolences to the family involved in a tragic ATV accident.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/bay-of-plenty-times/news/tauranga-western-bay-council-recycling-and-waste-how-much-really-went-to-landfill/HZCVUY7DXRCDTDWL4DLOV7ZISM/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/EIYZ2W4TQBSSEWINW7NXPOXWGY.jpg?auth=672a154a2bed952ac62ee5b824c356db70cee371a5f334ad5ee0c68ff2e36f9b&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[A kerbside collection truck takes care of recycling bins in The Lakes. Photo / George Novak  ]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/herald-morning-quiz-january-1/MIEWAMTYUZDQBKPW2M3OSA2ESQ/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/6MJ546L4JFELXGBZDZRLRPVVYI.JPG?auth=add2e4f643ff363ca6285def8e00814b9613354624fac0e897ee2dbbe9ef3528&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[American actor Marlon Brando (1924 - 2004) as biker gang leader Johnny Strabler in 'The Wild One', directed by Laszlo Benedek, 1953. (Photo by Silver Screen Collection/Hulton Archive/Getty Images)]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/new-years-day-weather-mild-cloudy-coniditions-for-start-of-2024/BUIVA5FY6BCALM2QIASPM43GNU/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/PUDZ75V7BNGOTOPK5EJOVPSNOE.jpg?auth=36785adda2e492109dea50af8cdeaf6358db9ea1629a2d86e483e2da3a949ebf&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[After a mix of scorchers, downpours and thunderstorms in the final week of last year, the next few days should remain mostly overcast with temperatures staying in the low 20s. Photo / Alex Burton]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/travel/where-are-nzs-best-beaches-nz-herald-travel-launches-2024-search/D4LR7EV2U5EYDIWZOHYLOMVA64/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/7USHIA3YMDHCXWNQVJJKDTL654.jpg?auth=28a3dee9548213e26da01765d8af24641059b677bbad583a108ef751323183b4&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Is Hahei Beach in the Coromandel Peninsula your pick for New Zealand's Best Beach? You can nominate your favourites in the Herald's annual search. Photo / Getty Images]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/liquidators-demand-780000-from-eco-travel-company-we-are-bamboo-after-crypto-losses/76NUJOQN5VD4JCLL4LDTKAW3AY/</loc><lastmod>2023-12-31T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/TTUEIHVYDZD2PJSMUEELEKU2SY.jpg?auth=ec5ae3e58d119a9f0f059b0a8655287e308083003c3aa6b46b509a8a128d218c&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Colin Salisbury, a director of We Are Bamboo, put customer funds into cryptocurrency platforms from October 2020 until mid-2022.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/rhythm-and-vines-assists-police-with-investigations-into-sexual-assault/66KJWS42KFHWLARKXEQ63WVTLA/</loc><lastmod>2023-12-31T10:04:56.387Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/UR5P3NSQKXEAGKDAN7CE6XL2HY.jpg?auth=7edbf144f751952f7eda189c7ad9e2a6a6f6f53ce3f1ed0a78578803f68028bf&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[A member of the public has alleged a young woman has been assaulted at the Rhythm and Vines music festival in Gisborne.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/new-zealand-report-card-2023-near-the-top-of-the-class-in-some-areas-bottom-in-others/4E3KVENMEZFHDDBVJNAERIQWTE/</loc><lastmod>2023-12-31T08:58:07.050Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/TFRL3ERHO5BTJO4IHDF2VDO5CY.jpg?auth=72a14041afecea43c0f511735b5970f65b808c1609e5a8b079b4a368c9d2d077&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Overall, Aotearoa held its own internationally when it came to democratic values, freedoms and standards. But there was a little slippage. Photo / 123RF]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/cricket/black-caps/new-zealand-v-bangladesh-mitchell-santner-helps-black-caps-square-t20-series-at-bay-oval/NABZSNBRCBHEJERQMLDIXJDIEI/</loc><lastmod>2023-12-31T05:27:13.023Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/FIJUEZ5DKJBYJPJRQLWQUAUEBA.JPG?auth=5a1cf03c755f2d98f2a18bceed0f5ebc8e5276fbc161c49030c0e6e15413bad9&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Mitchell Santner and James Neesham celebrate a wicket during the third T20. Photo / Photosport]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/maori-graves-damaged-by-vandals-at-waikumete-cemetery-in-west-auckland/5LY7PNNZDZAZZHY4XTQVDRMQUI/</loc><lastmod>2023-12-31T05:23:43.931Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/OGYDBBAMJ5BX7GCP57NQ2D2ECY.png?auth=7b45d8d19755bbf0172df4775ea6486de1cd74201988e3550b3e7a0cc9f872fd&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[The late Cameron Duncan's family was among a number of whānau "extremely distressed" by vandalism to Māori graves at Waikumete Cemetery in Auckland.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/bay-of-plenty-times/news/new-years-eve-in-tauranga-cricket-fans-campers-celebrate-despite-rainy-weather/37JMZFQL5ZFPXGYJ2LJJ2BJJGI/</loc><lastmod>2023-12-31T05:14:46.530Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/PPEQQONF3FFENMPCWBQYAKB6IE.JPG?auth=af81492d661704c0b06247547c55666b0a846a3b4a923a138e8929e296aba0fb&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Raniera Roberts and Troy Webber at Bay Oval in Mount Maunganui on New Year's Eve. Photo / Megan Wilson]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/entertainment/at-home-with-tiki-taane-im-worried-if-i-take-my-foot-off-the-accelerator-things-would-fall-apart/MZGCOA7ZVBHEXDHDIHBHUJX2OU/</loc><lastmod>2023-12-31T05:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/XREYSMNJTJCNVJAEUHO5G47AW4.JPG?auth=231cee54b490fc0817af94ec5f00eeee6f5ee316d0b196a658126df1b9855238&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Tiki Taane and his family. L-R: Charlie, Tiki, Rachel and Karcia. Photo / Alex Cairns]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/waikato-news/news/rugby-world-cup-election-and-feather-mystery-the-big-stories-of-september-2023/F2G3ZQ47YZHZRAJIDUWEJZNJ2M/</loc><lastmod>2023-12-31T05:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/U56KDJR4FVAOHGXU5DKGXI7LTA.jpg?auth=f6d1a369bb0fa2d5de57424f053120736f8f3e14c5cd47a42134564d3f183a82&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Tata and Bernie got married in Hamilton on Friday. Photo / Radius St Joans]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/entertainment/simon-cowell-earns-2-million-a-week-from-britains-got-talent/FWCXOVJEMFBPBBBENYP63BFDO4/</loc><lastmod>2023-12-31T04:09:06.724Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/EHPFZOPJNFHTLGAEVQGDX55FPE.jpg?auth=44bbb41820b26ce553fdd80880f14b64e6c2cd931b5975c103871f06d0f9230b&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Simon Cowell makes $100 million a year. Photo / Getty Images]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/world/north-koreas-kim-says-hell-launch-more-spy-satellites-and-build-more-nukes-in-2024/MVKVIRVFV5A6LKBXQIPABGJCGI/</loc><lastmod>2023-12-31T04:05:14.098Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/TSTN4CU275HFVBRX6DK6L7S54Q.jpg?auth=9fe43d74d49512685106c647e2af9df5401ba9201513bd1115caaa02420d2464&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[North Korean leader Kim Jong Un. Photo / Korean Central News Agency/Korea News Service via AP]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/entertainment/pop-star-dua-lipa-pulls-music-video-featuring-explosions-amid-fears-it-was-insensitive-amid-israel-hamas-war/TKHGXXT3JJHJ7CBCD5FIZ6BT44/</loc><lastmod>2023-12-31T03:59:44.556Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/7I2RCFXKZBBW3HU2NTN5FY3Z2Q.JPG?auth=7ec3d83447ef44522150aaa72b0c5b14be56f25b068a27ec553714dbfafd149c&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Dua Lipa performing in Auckland. Photo / Getty Images]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/rotorua-daily-post/news/rotorua-campers-optimistic-for-2024-despite-wet-new-years-eve-forecasts/NRAA2ZCBI5E2VIROBOPQGPT4JI/</loc><lastmod>2023-12-31T03:43:56.492Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/FGIZ4CHTHJBAZGIZCAGNPEONKU.jpg?auth=772b67744b4f10ea948c68d82202f64234e29116e01fabdde078795a377823c0&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Manager of All Seasons Holiday Park Rotorua Tracey Thornborough. Photo / Michaela Pointon]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/cricket/black-caps/new-zealand-v-bangladesh-result-black-caps-triumph-in-rain-interrupted-third-t20-at-bay-oval/WNFWXNMXBJDILA6SK7MRSPVNHA/</loc><lastmod>2023-12-31T03:26:11.090Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/6DTK4ISXONBKJDCGQQ3S3GV3DQ.jpg?auth=d86a718ec362b075c11afd9b83e2b0180a6ede747717adcc71085248b1540ac1&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Mitchell Santner leaves the field as the rain arrives at Bay Oval. Photo / Getty Images]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/best-of-sport-2023-july-to-september-football-ferns-silver-ferns-and-all-blacks-all-in-world-cup-drama/G4SHERQOGBF5PBCYVAEXFUAIFQ/</loc><lastmod>2023-12-31T03:15:51.079Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/SRTU4CWTXNGVDEVL4BATQ5AOW4.jpg?auth=8c538795adda4140e96dfd0e0c92fa924ea793337d1b4bd26002f8216c29eba0&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Hannah Wilkinson scores a historic goal in the World Cup opener. Photo / Michael Craig]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/sport/cricket/black-caps/new-zealand-v-bangladesh-calamitous-run-out-hurts-black-caps-in-third-t20-at-bay-oval/HE3IALOWCZAMZNYFGOQH3ICAA4/</loc><lastmod>2023-12-31T03:07:14.988Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/T7SA37XPJFDY7JTO2HTKT275XE.jpg?auth=ee8680ba3db366e65f1e82f5cc5f581d782cbd43990b476a4ecb0e9381e6f1d2&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Mark Chapman checks on Finn Allen after a bizarre runout. Photo / Getty Images]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/entertainment/paula-abdul-accuses-american-idol-producer-nigel-lythgoe-of-sexual-assault-in-lawsuit/CMUNMEO55NCGXAKQOGXOHGOPD4/</loc><lastmod>2023-12-31T03:00:44.602Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/4D6GKQGUIZEO5P23AWUP5XONYM.jpg?auth=1d986ce4386485c2f4f18e73e41f0c62252762cc35d1d9a0cd5277340b7852db&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Paula Abdul has accused former “American Idol” producer Nigel Lythgoe of sexually assaulting her in the early 2000s when she was a judge. Photo / AP]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/lifestyle/kiss-and-tell-why-kiwis-need-to-speak-up-about-their-sex-lives/UCPMWU5TNZGNTAX5XTXDIE6YRA/</loc><lastmod>2023-12-31T03:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/SHKCZWDWLNHZBJJZDUNQYXLXE4.jpg?auth=b4e114dea1bdb9c84f2b7a2d229f1246f98441f01de4149268485c4f826fc4f2&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Michelle Kasey is a sex and relationships coach. Photo / Whenua Films]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/goodbye-2023-hello-2024-ringing-in-the-new-year-in-auckland-weather-permitting/ECPL5KXLNBGDBKZKL4GCBNUPA4/</loc><lastmod>2023-12-31T02:29:39.613Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/57MYJNRD55F7LHP5VOV3RSAH5E.JPG?auth=dd50633556c9729a3aa6163b294e30aa8ee28a791a380c5a9accd510b12dc3ec&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Fireworks erupt from the Sky Tower to welcome in a New Year. Photo / Glenn Jeffrey]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/travel/american-living-in-new-zealand-reveals-weird-things-about-kiwi-life/5623SNYLFBEQVGWN4RTVESP4UM/</loc><lastmod>2023-12-31T02:28:58.825Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/XD3CKFJ5G5CLLF27YIA3E4JH7Q.jpg?auth=58dd009c9ded8ad9e3319447643967f0d27e414232757be04f6418647f901001&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Kayla, who moved from New York City to Auckland in August, has documented her move and life in New Zealand on TikTok. Photo / via TikTok]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/world/police-find-new-york-sergeant-and-his-family-shot-dead/2TTVL26UZ5EJBKY526FGGFI2FE/</loc><lastmod>2023-12-31T02:12:57.230Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/ISC5XM6LEBF2VKVDU3UC2ZI5ZM.JPG?auth=99eb6e9fdba43fff369a2b2549b0c8da0e9038a455edae9da9c210ecedf14fd5&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Police say Watson Morgan fatally shot his wife, Ornela Morgan, 43, and their sons before taking his own life. Photo / AP]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/herald-afternoon-quiz-december-31/I54GLIYLRRAVBAFYDASNROBPOQ/</loc><lastmod>2023-12-31T02:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/UI4RV337YKMZQKU7VWURSNAGSQ.jpg?auth=9693af39a4e42abb2ad1e3f4562f472b3d3ef38ba676dc3cbe8a87027e910bc4&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Which actor played Cyclops in the X-Men movies?]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/lifestyle/us-couple-discover-theyre-cousins-after-10-years-of-marriage/BZR45R5USBEVZE5OVADJFPMT5I/</loc><lastmod>2023-12-31T02:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/EQUWBLJUTNENDIKN7MOHUNMRZA.JPG?auth=5c5699f24027329c25e9f7dc2efbb2ecc467b5ed3413c83f08a108e9bc6ef410&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Married for 17 years, Celina and Joseph Quinones don't recall seeing each other at family reunions, weddings or funerals before they met and fell in love. Photo / TikTok]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/business/legal-highs-and-lows-of-2023-sasha-borissenko/FDGY2YITCFEE3K4DFSWAWLLC7Q/</loc><lastmod>2023-12-31T02:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/ETBUXK3PVBOU7E6RPSWIT6Z3MI.jpg?auth=3743bec5b8502731708c7cac9886cc66644266f6b168a91ff467d86bdf68abf3&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Like a phoenix rising from the ashes, Judith Collins has become Attorney-General and been appointed King’s Counsel. Photo / Mark Mitchell]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/lifeguards-deal-with-foul-mouthed-swimmers-we-were-told-they-know-better/DFE65XWZXNDRXHFNEAGXU3FWB4/</loc><lastmod>2023-12-31T01:50:14.682Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/3RDTVMMSYVBMDC2NC2ZBQJKBJM.JPG?auth=fa90a89581d7c6e0da80e50944162ded521e7e8908d5dea0ed0d3f53ddfa426b&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Surf Life Saving lifeguards test out a rescue boat at Muriwai Beach, Auckland. Photo / RNZ / Kim Baker Wilson]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/whanganui-chronicle/news/emergency-services-urge-caution-over-new-years-period/GNTHFZ7UAJCBHATTJQOVNDTHUI/</loc><lastmod>2023-12-31T01:42:34.632Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/GCMH7DXZOZLV7W3JQNHUUVRVN4.jpg?auth=cf2ccb7004cdb52f8b50637228326baf11f47d002d2c9a423eb7b4f682dfb91e&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Fire and Emergency New Zealand (Fenz) community education manager Adrian Nacey says in recent years people have been stocking up on fireworks at Guy Fawkes.]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/missing-person-police-appeal-for-information-of-missing-auckland-teenager/PUQLOXODQJD3DCRTVMYTEVSDMM/</loc><lastmod>2023-12-31T01:35:53.480Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/NQZH2AD2NFDZBDYXKH3WWCFTAA.jpg?auth=2f6eae0349a7b6dcadeab183f8a64c76f50f4466a718455457eb1b4d0f54e991&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Marshall was last seen around 10am yesterday on Scenic Dr in Manurewa. Photo / Police]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/world/flash-floods-kill-21-people-in-south-african-province-kwazulu-natal/N3AMBIMM3NEE7NTQHJRFJPEVF4/</loc><lastmod>2023-12-31T00:57:35.257Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/GSRWOUXMZ5HSHJZIU7DQWPFKGE.JPG?auth=ddc94c37f4cf973a2410de2603c5a3e14955d1516f3e52c3414259fbcb7e0465&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[Search and rescue teams have been scouring rivers to recover bodies. Photo / Getty Images]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/whanganui-chronicle/news/whanganui-weather-what-to-expect-this-week/4FLTQFLXNJFY5I232ZC5B7S2LQ/</loc><lastmod>2023-12-31T00:42:38.921Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/JDGIZW7ZMI6SRTVIH7SIIAVZGE.jpg?auth=f5b880bf5297f1399503aa3daee22af7d8c065c2708721c84790f68cec609eb9&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[A fine start to 2024 has been forecast for Whanganui. Photo / Bevan Conley]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/nz/quad-bike-users-urged-to-be-cautious-and-consider-terrain/3RDABRC4JBHQNO3CW7R3DJJ434/</loc><lastmod>2023-12-31T00:27:46.046Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/ZXPTLUXJZJF7PAJ4NKQDEK7W5U.JPG?auth=0dc4e1011853aa249946bb8b1817235c10365613c10d67f454632702e64464d9&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[There have been three deaths as a result of two quad bike accidents in the last week. Photo / Getty Images]]></image:caption></image:image></url><url><loc>https://www.nzherald.co.nz/business/personal-finance/ex-files-with-lawyer-jeremy-sutton-my-ex-could-be-hiding-a-lot-cryptocurrency/G7IHPXX7HNFKNI2DTQMGUSHKNE/</loc><lastmod>2023-12-31T00:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.nzherald.co.nz/resizer/v2/XSCGPQXRN5BNPBZ5YCJZTYMENE.jpg?auth=c181846010bb5607fd9249e0d4d4a661976996f0cc992fe327c818acf0f2c16e&amp;smart=true&amp;width=1024&amp;height=768</image:loc><image:caption><![CDATA[The decentralised nature of cryptocurrency makes it difficult to know how much someone owns and where it's stored. Photo / 123rf]]></image:caption></image:image></url></urlset>