A budget-cutting exercise is on the planning books for the Wairarapa-Bush Rugby Football Union.
Chairman Graeme Reisima has acknowledged the organisation is facing a significant cash-flow issue.
And while confident of getting its house back in order, Reisima admits budget cutting is a "given" considering the seriousness of the situation.
"We will have to make cuts in several areas, we don't have any option," he said. "These are challenging times for many organisations and sporting bodies and, unfortunately, we are not immune to them."
Reisima did not disclose the amount owed - sources put it at six figures - but did say he appreciated the uncertainty created as a consequence, adding he had spoken to most of the creditors and explained the situation to them.
The WBRFU chairman also disclosed that once the gravity of the cash-flow problem was realised two weeks ago, the union had approached the New Zealand Rugby Union to make it aware of the problem.
The national body was now working with the WBRFU to explore a positive outcome for all concerned.
"Rest assured, we are doing all we can to ensure the union continues to serve the Wairarapa-Bush rugby community in the way it has been done for over 120 years."