Firefighters are dampening down hotspots after a fire ripped through a Bay of Plenty house this afternoon.

Emergency services were called to the McMeeking Rd property, Te Puke, shortly before 3.30pm.

They arrived to find a 180-square metre single-storey house and a car on the property well ablaze.

Fire Service spokeswoman Megan Ruru said nobody was around at the time.

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Four fire trucks were called to the scene and just after 5pm firefighters were still dampening down areas of the property.

A fire investigator is at the scene to determine the blaze's cause.