Bill English is confident we're not about to see another housing boom.
Property prices have been rising...especially in Auckland...with real estate agents saying there aren't enough houses on the market.
The Finance Minister says nobody wants to see a repeat of the runaway market a few years ago.
He's told TVNZ's Q+A programme there's just not the cash around anyway, to fuel it.
Mr English says neither our own banks nor the overseas ones which fund them are going to fund a bubble.
He says although some prices have been rising, overall credit growth is zero.