Latest fromHelen Twose on KiwiSaver
Helen Twose: Can I buy my first home in Blighty?
COMMENT: KiwiSaver can be accessed for buying a first home, but one of the eligibility criteria is that the house or land must be in New Zealand.
Bankrupt and starting again? There are options
comment: Since the beginning of July income caps have been removed for previous home owners wanting to withdraw savings to get back into housing market.
Twose: It's all about getting a start
COMMENT: Housing NZ assesses applications on behalf of KiwiSaver providers to understand if the applicant is in the same financial position as a first-home buyer.
Helen Twose: Where there's a will, there's less pain
A couple of weeks back I asked Charlotte Lockhart from Perpetual Guardian about what happens to KiwiSaver funds when you die.
'First-home buyer' means what it says
One of the criteria to qualify as a first-home buyer is that you have never held an "estate in land", either solely or jointly with another person.
Death and the KiwiSaver
What happens to KiwiSaver money when you die? This question was asked by a young guy at a KiwiSaver seminar I was attending, writes Helen Twose.
KiwiSaver: Savings fund fair game in divorce
As part of the relationship break-up - marriage, civil union or de facto relationships - property may also be split: the Property (Relationships) Act sets out the rules.
There are two certainties: death and taxes
You can dip into your KiwiSaver once you are eligible for New Zealand superannuation as long as you have been in the scheme for at least five years.
Kiwisaver: Bosses have a duty to pay
Let's be clear: joining KiwiSaver is entirely your decision - not your employer's.
Kiwisaver: Read the fine print
To have your KiwiSaver questions answered by the NZ Herald's panel of industry players, email Helen Twose.
Kiwisaver: The boomerang Super
Helen Twose answer a question about Kiwisaver and if you can combine your Australian Super from Australia to New Zealand.
KiwiSaver: Tax shock for UK pension transfers
The move this year to drop KiwiSaver schemes from its list of qualifying overseas pension schemes comes with a tax hit for the unwary.
Helen Twose: Buy first house, retire immediately
I am in KiwiSaver and have decided to pump funds into it until I buy my first home at about 65.
KiwiSaver: Moving out could come at a cost
You can make a standard KiwiSaver first-home withdrawal without the additional top-up from the HomeStart grant. Helen Twose talks about the rules.
KiwiSaver: Help for your dream new home
A reader asks Helen Twose: Is buying a first home off a plan and putting a 10% deposit on it considered an estate in land under the KiwiSaver rules?